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Best AI ISA for real estate in 2026: 9 tools compared

Nine AI ISA and AI voice tools for real-estate leads, compared on what their own sites say today. Who calls, who only texts, what it costs, and which CRM you keep.

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$199/mo for 50-lead packages No contract No setup fee

The best AI ISA for a real-estate team depends on one question: does the tool phone your lead today, or does it text? In October 2026, mergro, Structurely, SwiftLeads, SAMI AI, Ylopo, Verse, and Lofty all place calls. CINC and Real Geeks text today and list voice as coming. Price, CRM, and who the tool is built for split the rest.

This page compares nine tools on what their own websites say, checked between 28 September and 9 October 2026. Where a vendor does not publish a number, the table says so. No mystery-shopping, no invented averages.

Disclosure: mergro publishes this page and is one of the nine. We say where the others are the better buy. Demo the two that fit your leak, then measure them on a real Sunday lead.

What an AI ISA is supposed to do

An ISA (inside sales agent) has one job: turn a new inquiry into a conversation and an appointment before another agent does. An AI ISA does that job without a seat. The real estate ISA page covers the human version and what it costs.

A useful AI ISA does five things:

  1. Responds in seconds. The 2007 Oldroyd / InsideSales research found contact within 5 minutes, instead of 30, made reaching a web lead about 100× more likely and qualifying about 21× more likely. Speed to lead is the whole game.
  2. Reaches the person by voice. Texts get read. Viewings get booked on calls.
  3. Qualifies budget, timeline, area, and financing. See how to qualify a real-estate lead.
  4. Books the appointment or transfers live to an agent who is free.
  5. Writes it back to the CRM your agents actually use. If it is not on the contact, it did not happen.

The 9 tools at a glance

ToolWhat it isPhone calls todayCRMPublic price
mergroFirst ring on leads you already haveYes. The productFollow Up Boss, HubSpot, Zoho CRM, Wise Agent, BoldTrail, Lofty$199/month for 50-lead packages
StructurelyAI call-center platformYes, inbound and outboundSalesforce is the featured motionPlatform fee not printed. Tokens. Voice “as low as $0.07/min”
SwiftLeadsSpeed-to-lead voice and SMSYesLists kvCORE, Follow Up Boss, Chime, Top Producer, Salesforce, Sierra, BoomTown. “Confirm on the fit call”Homepage: quote. Their blog: $499/month for 500 minutes + $1,000 setup
SAMI AICall in seconds, live transfer, 90-day cadenceYes“Your CRM”, not namedHomepage card $249 / 50 leads. Policies page: $195-395 platform + $2.99/lead + $495-995 activation
YlopoAds, IDX site, AI Text, AI VoiceYes. AI Voice since August 2025, live transferKeep your CRMNot published. Three plans, quote plus ad spend
VerseText-first AI plus human conciergeVoice AI agents and live transfer (CallConnect). Text leadsSalesforce, HubSpot, “thousands via API”Not published
Lofty AI Sales AgentAI inside the Lofty CRMYes. New AI outbound calling. Text, email, chat within 5 secondsLofty platformNot on the AI page
CINC AI (Alex)AI texting inside CINCNot yet. CINC says AI calling is “in progress”CINC platformNot on the page
Real Geeks Geek AIAI texting and insights inside Real GeeksNot yet. Geek AI Voice “Coming Late 2026”Real Geeks platformGeek AI Text included (up to 2,500 leads/month) with Real Geeks lead packages

“Not published” means the vendor’s own site did not show a number we could cite on the day we checked. Ask every vendor to price your last 30 days of new contacts.

The tools, one by one

mergro

What it is. Voice AI for the first conversation on a lead that already exists: a Zillow connection follow-up, a Realtor.com inquiry, a website form, a portal enquiry. mergro calls within a minute, qualifies, offers two viewing times, books onto the calendar, then follows up on WhatsApp, SMS, and email. Notes, tags, and the next step go back to the CRM.

Price. $199/month for 50-lead packages. Month-to-month. No setup fee. Not per seat.

Best for. Teams that already pay for leads (Zillow, Realtor.com, Rightmove, Property Finder, their own site) and lose them because nobody calls fast enough, especially nights and weekends. Works in the US, UK, Canada, UAE, India, and Australia, in 15+ languages.

Not for. Teams that need more leads. mergro does not buy traffic. It does not replace a live Zillow transfer to your agent.

You can talk to it in your browser before you talk to us.

Structurely

What it is. No longer the text-only ISA from 2019. Structurely’s pricing page now sells an AI call-center platform: inbound and outbound voice, SMS, email, cadences, live transfers, an agent builder, APIs, and MCP. Pricing is a platform fee plus tokens.

Best for. Teams with an ops person who wants to build and run their own AI call center, especially on Salesforce.

Watch out for. The platform fee is not printed. $0.07 per minute is a floor, not a bill. Older reviews quoting $499 plus a $2,000 setup are history. See mergro vs Structurely.

SwiftLeads

What it is. The closest product to mergro: a voice-and-SMS first response on new Zillow and site contacts, with qualifying questions and a handoff. The homepage says plans are quoted after a fit call.

Best for. Teams that want a minute-based plan and a brokerage-style onboarding.

Watch out for. The unit is minutes, not leads. Their own 2026 pricing post prints Starter at $499 for 500 minutes plus a $1,000 setup. Voicemails and long calls burn the meter. See mergro vs SwiftLeads.

SAMI AI

What it is. Calls new leads on a local number, qualifies, then live-transfers or books, followed by a 90-day call-and-text cadence. Strong focus on US agents and homebuilders.

Best for. Teams that want live transfer as the product and have an agent free to take it. US homebuilders.

Watch out for. Two prices. The homepage card says $249 for 50 leads. The policies page lists a platform fee, $2.99 per lead, and an activation fee of $495 or $995. Their terms say the site is primarily for US users. See mergro vs SAMI AI.

Ylopo

What it is. A lead-generation company first: Facebook, Instagram, and Google ads, an IDX website, remarketing, AI Text, and AI Voice (launched August 2025) that qualifies and live-transfers.

Best for. Teams that need more leads, not faster follow-up on the ones they have.

Watch out for. No public price. The real cost is the platform plus your ad spend. It does not fix a slow first call on Zillow leads you already bought. See mergro vs Ylopo.

Verse

What it is. A text-first conversational AI with a “fully-managed human concierge service to supplement AI”. Verse says it responds to every lead in 15 seconds or less, and offers voice AI agents and live call transfers (CallConnect). It sells to homebuilders, brokers, mortgage, and home-services teams.

Best for. Teams that want text as the main channel, with humans in the loop, across Salesforce or HubSpot.

Watch out for. No published price. Their own pitch leans on text (“98% of texts are read”), so ask how often a lead actually gets a phone call.

Lofty AI Sales Agent

What it is. The AI built into Lofty (formerly Chime). Lofty’s AI page says it engages “within 5 seconds across text, email, and web chat,” and now adds AI outbound calling: “It doesn’t just text. It calls.”

Best for. Teams already running Lofty as their CRM and website.

Watch out for. It is a feature of the Lofty platform, priced with it. If you are on Follow Up Boss or HubSpot, it is a CRM migration, not an add-on. mergro also writes back to Lofty if you want a separate first ring. See Lofty speed to lead.

CINC AI (Alex)

What it is. CINC’s AI assistant, “Alex”, which texts new website registrants 24/7, qualifies them, and books appointments. In CINC’s own September 2026 update, AI calling is described as “in progress”.

Best for. Teams already on CINC who want texting automation on CINC leads.

Watch out for. No AI phone calls yet, per CINC. It lives inside the CINC platform.

Real Geeks Geek AI

What it is. Geek AI Text and Insights, built into the Real Geeks website and CRM. Geek AI Text is included, up to 2,500 leads a month, with Real Geeks lead packages. Geek AI Voice is listed as “Coming Late 2026”.

Best for. Teams buying Real Geeks leads who want texting and lead summaries at no extra cost.

Watch out for. No AI calling until Geek AI Voice ships. Real Geeks platform only.

How to choose in one meeting

  1. Do you need more leads, or faster follow-up? More leads: Ylopo (or a portal). Faster follow-up: the rest.
  2. Will you switch CRM? If you are staying on Follow Up Boss, HubSpot, or another desk CRM, rule out the AI built into Lofty, CINC, and Real Geeks. If you already run one of those, start with its own AI.
  3. Must it phone the lead today? If yes, drop CINC and Real Geeks for now, and ask Verse how often it calls.
  4. What is the unit on the invoice? Leads (mergro, SAMI), minutes (SwiftLeads), tokens (Structurely), or a platform bundle (Lofty, CINC, Real Geeks, Ylopo). Match it to how your leads arrive.
  5. Live transfer or booked appointment? Live transfer needs an agent free to take it (SAMI, Ylopo, Verse). A booked viewing does not (mergro).
  6. Test on a real lead. Submit a form on your own site on a Sunday night. Time the first ring. Check what lands in the CRM.

FAQ

What is the best AI ISA for real estate?

For a team that already buys leads and keeps its CRM, the best AI ISA is the one that phones every new lead within a minute, qualifies, books, and writes back to that CRM. mergro, SwiftLeads, and SAMI AI are built for that job. Structurely suits teams building their own call center. Lofty, CINC, and Real Geeks AI suit teams already on those platforms.

Can an AI ISA replace a human ISA?

For the first call, qualification, and booking, yes, and it covers nights and weekends a person cannot. Humans still do the relationship, the showing, and the negotiation. See AI ISA vs hiring for the cost math.

How much does an AI ISA cost?

Public prices range from $199/month for 50 leads (mergro) and $249 for 50 leads (SAMI AI’s homepage card) to $499/month for 500 minutes plus setup (SwiftLeads’ published starter). Structurely, Ylopo, Verse, and Lofty quote on a call. A human ISA’s salary, ramp, and nights cost far more. Use the ISA cost calculator.

Which AI ISA works with Follow Up Boss?

mergro writes notes, tags, and next steps to Follow Up Boss. SwiftLeads lists it and asks you to confirm on the fit call. Ylopo says you keep your CRM. Lofty, CINC, and Real Geeks AI are built for their own platforms.

Do AI ISAs actually call leads, or just text?

Both exist. mergro, Structurely, SwiftLeads, SAMI AI, Ylopo, and Lofty place calls. Verse is text-first with voice available. CINC and Real Geeks text today and list voice as coming.

Sources

  • Structurely, pricing. Platform plus tokens, $0.07/min voice floor. Checked 28 Sep 2026.
  • SwiftLeads, homepage and 2026 pricing breakdown. Checked 28 Sep 2026.
  • SAMI AI, homepage and policies. Checked 28 Sep 2026.
  • Ylopo, homepage. AI Voice (August 2025), live transfer, quote plans. Checked 28 Sep 2026.
  • Verse, homepage. 15-second response, human concierge, CallConnect, CRM list. Checked 9 Oct 2026.
  • Lofty, AI Sales Agent. 5-second engagement, AI outbound calling. Checked 9 Oct 2026.
  • CINC, New AI tools for real estate agents, 4 Sep 2026. AI calling “in progress”. Checked 9 Oct 2026.
  • Real Geeks, Geek AI. Text and Insights live, Voice “Coming Late 2026”, included with lead packages. Checked 9 Oct 2026.
  • James Oldroyd, Kristina McElheran, and David Elkington, The Short Life of Online Sales Leads, Harvard Business Review, March 2011.

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